Step 24: Termite Inspection

Watch us walk you through Step 24 — the termite inspection — in our 30-part Hawaii Home Buying Guide.

More in this series: Full 30-Step Playlist All Steps

Termites in Hawaii: What Every Buyer Needs to Know

Hawaii has one of the highest concentrations of termite species in the United States. The climate supports year-round activity, and the prevalence of wood-frame construction — combined with a significant amount of aging housing stock — makes the termite inspection not a formality but an essential component of due diligence in virtually every transaction involving a home with wood structural elements.

A general home inspection does not include a termite inspection. These are separate engagements requiring different professional licensing. A general inspector may note visible wood damage consistent with pest activity — but only a licensed pest control operator can confirm termite presence, assess the extent of any damage, and recommend an appropriate treatment protocol.

The Two Primary Termite Concerns in Hawaii

Knowing which type is present matters for treatment planning and cost estimation:

  1. 1Subterranean termites — Live in the soil and use mud tubes to reach above-ground wood. They can cause significant structural damage over time if untreated. Treatment typically involves soil treatment or baiting systems established around the perimeter of the structure.
  2. 2Drywood termites — Live directly inside wood without requiring soil contact. Signs include small piles of frass (fecal pellets) near wood surfaces. Treatment ranges from localized spot treatment for contained infestations to full structure fumigation (tenting) for widespread activity.

Contract Obligations and Timing

The termite inspection is typically scheduled a few weeks before the anticipated closing date. Under the Hawaii Association of Realtors Purchase Contract, if active infestation or termite-related damage is found, the seller is generally responsible for the cost of treatment. Upon completion, the pest control operator issues a Certificate of Treatment, which must be provided to the buyer before closing. Your Realtor tracks this requirement and confirms receipt before you sign your closing documents.