Buying A Home

Steps to Buying a Home

Step 1: Find the Right Realtor for You

Step 2: What is Your Comfortable Monthly Budget? 

Step 3: Get Pre-Approved by a Lender

Step 4: The Process of Finding the Right Home

Step 5: Schedule Time for Showings 

Step 6: Time for More Showings

Step 7: Determining Offer Price (CMA)

Step 8: Submitting an Offer

Step 9: I have an Accepted Contract: Now What?

Step 10: Opening Escrow (Initial Earnest Money Deposit)

Step 11: Schedule the Home Inspection

Step 12: Additional Inspection(s): Air Conditioner, Photo Voltaic, Roof, Plumbing, etc. 

Step 13: Reviewing Documents

Step 14: Preliminary Title Report 

Step 15: Condo/Home Owner Association Documents (Condo’s Only) 

Step 16: HOA Documents or CC&R’s (Conditions, Covenants & Restrictions)

Step 17: Seller’s Disclosure Statement

Step 18: Building Permits

Step 19: Additional Research

Step 20: J-1 Inspection Period: Credits and/or Repairs

Step 21: Additional Deposit & Appraisal Order

Step 22: The Appraisal

Step 23: Survey (Single Family Homes) 

Step 24: Termite Inspection 

Step 25: Conditional Loan Commitment & Final Loan Commitment Letters

Step 26: Closing Disclosure 

Step 27: Final Walk Through

Step 28: Escrow Signing Day

Step 29: Signing, Funding, Recording

Step 30: Recordation (Key Day)

Bonus Step 31: After Recordation: Home Value, Vendors, Refinance & More

*Contact us to receive a free market update or to schedule a home buyer consultation

HAWAII STARTS HERE | JOE CASTANEDA (R)

Joe is a realtor with Better Homes and Gardens Real Estate Advantage Realty. He majored in finance and has experience as a former mortgage loan originator. He has helped buyers both with new project loans and going through the process of applying and obtaining units in new projects. He uses his finance, mortgage, and real estate knowledge to help home buyers find the right properties to fit their needs. Contact Joe by phone or email at (808) 351-8394 or JoeC@BetterHawaii.com.