Step 1: Find the Right Realtor for You
Step 2: What is Your Comfortable Monthly Budget?
Step 3: Get Pre-Approved by a Lender
Step 4: The Process of Finding the Right Home
Step 5: Schedule Time for Showings
Step 6: Time for More Showings
Step 7: Determining Offer Price (CMA)
Step 9: I have an Accepted Contract: Now What?
Step 10: Opening Escrow (Initial Earnest Money Deposit)
Step 11: Schedule the Home Inspection
Step 12: Additional Inspection(s): Air Conditioner, Photo Voltaic, Roof, Plumbing, etc.
Step 14: Preliminary Title Report
Step 15: Condo/Home Owner Association Documents (Condo’s Only)
Step 16: HOA Documents or CC&R’s (Conditions, Covenants & Restrictions)
Step 17: Seller’s Disclosure Statement
Step 20: J-1 Inspection Period: Credits and/or Repairs
Step 21: Additional Deposit & Appraisal Order
Step 23: Survey (Single Family Homes)
Step 25: Conditional Loan Commitment & Final Loan Commitment Letters
Step 29: Signing, Funding, Recording
Step 30: Recordation (Key Day)
Bonus Step 31: After Recordation: Home Value, Vendors, Refinance & More
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Joe is a realtor with Better Homes and Gardens Real Estate Advantage Realty. He majored in finance and has experience as a former mortgage loan originator. He has helped buyers both with new project loans and going through the process of applying and obtaining units in new projects. He uses his finance, mortgage, and real estate knowledge to help home buyers find the right properties to fit their needs. Contact Joe by phone or email at (808) 351-8394 or JoeC@BetterHawaii.com.
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